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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question 1

According to California Insurance Code, an insurance policy must be

A. in writing.
B. negotiated between the agent and the insured.
C. economically feasible for the insured.
D. approved by the Insurance Commissioner.

Question 2

The term for an insurer which has met the conditions required to transact business in the State of California is

A. entitled.
B. admitted.
C. eligible.
D. authorized.

Question 3

The primary objectives of insurance regulation include all of the following EXCEPT

A. solvency surveillance.
B. rate regulation.
C. interpret policy provisions.
D. consumer protection.

Question 4

After the deductible, what portion does a patient pay for covered expenses under Medicare Part B?

A. 20%
B. 80%
C. 50%
D. 100%

Question 5

Medicare Part B pays for

A. the first 60 days of hospitalization.
B. hospice care.
C. prescription drugs.
D. physicians' services.

Solutions: