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Instant Download Insurance Licensing : Ok-Life-Accident-and-Health-or-Sickness-Producer
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- Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
- Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
- Q & A: 157 Questions and Answers
- PDF Price: $59.99
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- Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
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- Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
- Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
- Q & A: 157 Questions and Answers
- Software Price: $59.99
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Life Insurance Concepts | - Beneficiaries and settlements - Policy provisions, riders, and options - Types of life insurance policies |
| Topic 2: State Insurance Regulations (Oklahoma) | - Producer licensing requirements and conduct - Oklahoma Insurance Code and regulations - Unfair trade practices and ethics |
| Topic 3: Annuities | - Fixed and variable annuities - Annuity payout options |
| Topic 4: General Insurance Principles | - Risk management and insurance concepts - Insurable interest and underwriting basics |
| Topic 5: Accident and Health Insurance | - Disability income insurance - Medical expense coverage concepts - Health insurance policy types |
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
Question #1
Transacting insurance includes any of the following EXCEPT
- A. preliminary negotiations.
- B. delivering insurance contracts.
- C. gathering prospective buyer information.
- D. selling insurance.
Correct Answer: C 🗳️
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Question #2
Which of the following is NOT a requirement to become a resident producer or adjuster in Oklahoma?
- A. Be at least 18 years of age.
- B. Successfully passing a licensing examination.
- C. Live in Oklahoma for a period of 6 months or more.
- D. Must be of good personal and business reputation.
Correct Answer: C 🗳️
Explanation: Only visible for ValidBraindumps members. You can sign-up / login (it's free).
Question #3
Long-Term Care Policies exclude coverage for all of the following EXCEPT
- A. Alzheimer's disease.
- B. acts of war while serving in the military.
- C. alcoholism or drug addiction.
- D. self-inflicted injuries.
Correct Answer: A 🗳️
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Question #4
Term life insurance is more appropriate than whole life insurance when the
- A. insured needs low cost permanent life insurance protection.
- B. policyowner desires an accumulation of cash values.
- C. policyowner wants to borrow against the life insurance policy values.
- D. maximum protection is needed, but the insured cannot afford premium payments for permanent insurance.
Correct Answer: D 🗳️
Explanation: Only visible for ValidBraindumps members. You can sign-up / login (it's free).
Question #5
In a term life insurance policy, premiums may be increased at the renewal of the policy. Prior to renewal, the premiums would be considered
- A. adjustable.
- B. convertible.
- C. level.
- D. variable.
Correct Answer: C 🗳️
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