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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. An agent's underwriting duties Include which of the following?

A) Completing all applications and collecting initial premiums.
B) Setting premium amounts.
C) Issuing the policy.
D) Declining or accepting an application.

2. The premium mode defines the

A) premium limit.
B) premium amount.
C) method of premium payment.
D) frequency of the premium payment.

3. Generally, rates charged for Insurance may NOT be

A) discriminatory.
B) excessive, inadequate, or unfairly discriminatory.
C) different for persons withdiffering risk profiles.
D) cost prohibitive.

4. Statements by an applicant concerning personal health history, family health history, occupation, and hobbies
are referred to as

A) personal characteristics.
B) certifications.
C) representations.
D) depictions.

5. All of the following statements regarding a group annuity are correct, EXCEPT

A) purchased as part of a structured corporate pension plan.
B) each employee signs and receives an individual contract.
C) participation is limited to eligible employees.
D) considered a defined-benefit plan.

Solutions: